Beneficiary Designations
Beneficiary Designations
A simple and tax-efficient way to create a lasting legacy.
Designating the Federation as a beneficiary of your IRA, 401(k), or other retirement plan is a tax-wise way to give. You’ll reduce tax burdens while turning unused savings into community impact.
When you open a bank or stock account, or when you create a retirement account or open a life insurance policy, you’re asked to name beneficiaries of that fund. You can name the Jewish Federation of St. Louis as a beneficiary of one of these accounts!
Benefits
Turning Retirement Assets Into Impact
Reduce or eliminate taxes
Retirement funds can be among the most heavily taxed assets when passed to heirs. By designating the Federation as a beneficiary, you can minimize or avoid both estate and income taxes, ensuring more of your gift goes directly to community impact.
Provide for your loved ones wisely
Free up other assets—such as real estate, stock, or cash—that are less heavily taxed to leave for your heirs, creating a more thoughtful and tax-efficient inheritance plan.
Create lasting impact
Many people find they won’t use all of their retirement savings in their lifetime. Directing a portion of these resources to the Federation turns unused assets into a meaningful legacy that strengthens Jewish life for generations.
How it works
Simply name the Jewish Federation of St. Louis as a beneficiary on your retirement plan’s designation form. Your estate may qualify for a charitable deduction, and your gift will support the causes and community you care about most.
Eligible account types: Retirement accounts, Life insurance, Commercial annuity, Bank/stock accounts
Gifts through Retirement Assets can be use to make your donation to the Annual Campaign or to start Donor Advised Fund or an Endowment.
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